Looking for the right home can be a daunting process for first time buyers and seasoned vets alike. From the style of the house to the type of appliances, there are countless factors that can go into such a big purchase. The following short checklist outlines the most important things you should think about when you're on the hunt for a new home. 1. Define your budget: It's never fun to fall in love with a house that you can't afford. Avoid the heartbreak by taking the time to analyze your financial situation before you begin the search. Start by reviewing your credit score, monitoring your debt and choosing an appropriate down payment. Meeting with a financial professional can help you get an accurate picture of your financial situation and the loans you are eligible for. Looking at your debt-to-income ratio is one of the ways that creditors establish how qualified you are for a mortgage loan. Your debt-to-income ratio is determined by taking your monthly debt (think cur...
Pauline Crain, Keller Williams Treasure Coast,is your one-stop source for all of your Florida Treasure Coast real estate needs. Whether looking for your 1st home, retirement home or an investment property, she can fulfill your needs with a minimum of effort on your part. You can rest assured that she will work diligently, with integrity, efficiency and the expertise to accomplish your goals. Pauline practices real estate business in Martin, Saint Lucie and North Palm Beach Counties.